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PREVENTING IDENTITY FRAUD

We would like to offer these tips to help you prevent identity fraud:

Do not give personal information, such as account numbers or social security numbers, over the telephone, through the mail, or over the Internet unless you initiated the contact or know with whom you are dealing.
Store personal information in a safe place and tear up old credit cards receipts, ATM receipts, old account statements, and unused credit card offers before throwing them away.
Protect you PIN’s and other passwords.  Avoid using easily available information like your mother’s maiden name, your birth date, the last four digits of your social security number, your phone number, etc.
Carry only the minimum amount of identifying information and the number of credit cards that you need.
Pay attention to billing cycles and statements.  Inquire of the bank if you do not receive a monthly bill; it may mean the bill has been diverted by an identity thief.
Guard your mail from theft.  If you have the type of mailbox with a flag to signal the box contains mail, do not leave bill payment envelopes in your mailbox with the flag up.  Instead, deposit them in a post office collection box or at the local post office.  Promptly remove incoming mail.