THE CALENDAR HAS TURNED AGAIN
Somehow it’s another new year. 2011 is now in the rear view mirror, and all the baggage is tossed out as we begin fresh. 2012 holds promise, if for no other reason than it is new and without baggage. We have resolutions, dreams and energy to achieve the goals we have set forth.
Of course, it’s also time to look at getting the old tax ledgers out again, and begin the early year grind to prepare for April 15th. Taxes paid on 2011 earnings are not higher, but the verdict is still out on what we will pay on 2012 earnings as the tempest that is the American political season is now upon us with a fury.
WHAT ARE YOUR DREAMS?
Generally, we want to be financially more secure, protected from the coming inflation (if it’s not already here….) and the erosion of our assets. As the Baby Boomers get older, we have seen what can happen to our friends and parents as the cost of care is out of sight. And in the last year, health care related expenses have skyrocketed. A brief story about health care……every year I have a wellness physical and that has included a chest X-ray and a resting EKG. This year, unexplained to us, the insurance company has refused to pay this wellness benefit, so it comes out of my pocket. This was an unexpected expense, and probably the result of the new “health care law”. At least that’s what I’m being told.
Don’t let your dreams get derailed by not recognizing the threats to them. Prepare properly. You can’t predict, but you CAN prepare.
So, all of us must prepare and protect what we have. And make hard decisions on what is important to us at whatever point in life we find ourselves.
THE GREATEST ASSET……
Assets are things you own, and hopefully create earnings for you. Stocks, bonds, insurance policies, rental property are just some examples. But the greatest asset is……….YOU! You create more earnings than most of your assets, so you are the GREATEST ASSET. Therefore, you should be protected against the ravages of inflation, erosion, and obsolescence of the future. We hope you get raises, or produce more income via your performance, but it’s pretty tough out there right now.
In any event, it’s probably time to reassess where you are, and how you want to get to the land of your dreams. No better time than the New Year to begin that process. It’s time to enhance You the Asset, and leverage your assets to make those dreams come true.
ACTION PLAN FOR 2012!
If one of your 2012 resolutions is to become more secure financially, I invite you to contact Argent. We’ve been able to help families learn to use money wisely, and we’d like to help you too. We would be honored to visit with you about how to help you and your business.
An hour of your time spent analyzing your situation might make a lifetime of difference.
- Chuck Dudley
Arkansas Insurance Producer License Number 31978